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By Eugene E. Valdez AKA The Loan Doctor When commercial banks underwrite commercial loans they look at a myriad of factors including but not limited to: a CEO’s management ability, past and future industry trends, a CEO’s business model, the value proposition, sales and earnings trends, EBITDAS, strength of the …

The San Bernardino County Homeless Partnership will host its 11th annual Homeless Summit next month. The one-day event, to be held in collaboration with the county Office of Homeless Services, is scheduled to be held Nov. 14 at the Ontario Airport Hotel, 700 N. Haven Ave., according to a statement. …

AltaPacific Bancorp has reported $3.7 million in net income for the first nine months of this year and $1.3 million for the third quarter. That worked out to 63 cents and 23 cents per share, respectively, according to the quarterly report the bank released Monday. AltaPacific’s total assets were $431.1 …

An online event meant to generate donations to nonprofit organizations in San Bernardino County is scheduled to be held Oct. 30. GiveBIG San Bernardino County encourages people to go online that day and donate to their favorite local charity, then mark their donation vial social media by using #GiveBIGSBCounty, according …

California’s unemployment rate fell to a record low of 4.1 percent in September, according to data recently released. State employers added 13,200 non-agricultural jobs during the month, raising the state’s total jobs gain to more than three million since the recovery began in February 2010, the state Employment Development Department …

Ensen Mason, San Bernardino County’s incoming auditor-controller/treasurer/tax collector, held a fundraiser Oct. 18  at Fleming’s Prime Steakhouse Wine & Bar in Rancho Cucamonga. The event, which was MC’d by California Republican Party Chairman Jim Brulte, raised “tens of thousands of dollars” to help pay Mason’s campaign debt, according to a …