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Tag Archives: Business Advice

Before you take the aspirin (business loan), figure out what is causing the headache (poor cash flow)

Eugene E. Valdez

By Eugene E. Valdez AKA The Loan Doctor™ Many of my clients hire me because they are suffering from “poor cash flow” and they think the solution is a business loan. There is a reason I call myself The Loan Doctor. My approach in serving clients is analogous to what …

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Marketers – Be Social Justice Warriors on Your Own Dime, Not Your Clients

Lou Desmond

By Lou Desmond At the recently-held Advertising Week New York event the Grand Poo Bayh’s that lead the advertising and marketing world gathered to offer each other great thanks for being so cool and to engage in serious amounts of self-congratulatory and gratuitous navel-gazing. Among the chief concerns to be …

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Who’s Responsibility Is It Anyway?

Craig Dart

By Craig Dart Are you an employer with a retirement plan?  Do you know whose job it is to administer your 401(k) or profit sharing plan? The Department of Labor states, “A plan must have at least one fiduciary (a person or entity) named in the written plan, or through …

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Increase Business Funding Odds by Matching Business Life Cycle with Lender Risk Appetite

Eugene E. Valdez

By Eugene E. Valdez AKA The Loan Doctor™ In today’s confusing business lending industry small business loan applications are frequently turned down by Bankers and other lenders. One of the most common reasons which is rarely talked about, is what I call the “the mismatch between a company’s life cycle …

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Risk, Time in the Market, and Diversification

By Ralph Quintana Your risk, time in the market and diversification are so fundamental you might consider them the foundation when building your portfolio. It is easy to lose sight of portfolio structure as you track the performance of specific investments or account values. These strategies when applied to your …

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A Good Business Value Proposition Will Help You Obtain Business Funding

Eugene E. Valdez

By Eugene E. Valdez AKA The Loan Doctor™ Obtaining business funding to expand your privately owned small business is a function of impressing the lenders that you negotiate with.  While there are many variables, (profitability, good management team to name a few)   that impress lenders one of the most important …

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