Business Advice

By Tim Kolacz In the land of insurance, typically about once a year, one of the main lines of business goes hog wild, nukes itself, and companies are not prepared for what happens. This past 24 months it has been Umbrella/Excess coverage that has gone batcrap crazy. Typical increases have …

By Phil Bensinger Many restaurants in major business centers across the United States have closed or modified their hours dramatically during the pandemic.  It remains unclear what the future holds for the industry as we head into the fall. Starting this month office workers will start returning to the office …

By Phillip A. Naman When it comes to investing, many people associate risk with losing money. But investing entails different types of risk. Understanding each type — and the potential return associated with your retirement portfolio — can help you determine whether your investments are appropriate for your situation. Examining Risk …

By John Tulac No Longer Friend; Not Yet Foe What do you call someone who is not a friend, but not yet an enemy?  In sports, we might call that someone a competitor.  In diplomacy, we might call that someone a rival. Since the time of the Industrial Revolution, the …

By Tim Kolacz MANDATE, motivate, educate So, just like the movie Hot Shots, part two of the Covid Workplace adventure is just as interesting as the first. What you as a business owner are faced with, when you don’t want to mandate the vaccine, is how to motivate your workforce …

By Tim Kolacz MANDATE, motivate, educate You’ve worked hard to create your company and 2020 beat you up. But you’re an entrepreneur, you’re used to getting beat up daily, dirt flying, grease on your face. Just to wake up tomorrow to do it again after a hot shower and solid …