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Business Advice

Stay in business a long time by keeping your business model fresh and relevant

By Eugene E. Valdez AKA The Loan Doctor A Chinese proverb states, “Anybody can start a business, the hard part is staying in business!” Blockbuster was formed in 1985.  By the early 1990’s Blockbuster was the undisputed leader in the Home Video Rental Industry with over 3,500 video rental stores …

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The Fortune 500 and You

By Tim Kolacz In an economy where we are looking at every dollar going in and out of our company, we tend to focus on the things immediately in front of us. Every day we read articles about Cyber Security, companies getting hacked, how Fortune 500 companies are doing and …

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Financing for Startups

By Eugene E. Valdez AKA The Loan Doctor Most of the privately owned businesses in the U.S. are defined as “microenterprises.” The definition of a microenterprise is generally a company generating annual sales in the $100M to $1,500M range with small loan needs of $10M to $50M. It is hard …

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Trump Continues to Save Business

By Tim Kolacz In the landscape here in California, there is an unending pressure on businesses to increase wages, provide more benefits and provide extensive ancillary assistances to the employees of a company. These pressures crash down on a business owner so hard that it is almost impossible to continue …

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Commercial Banking Loan Agreements “Everything is Negotiable”

By Eugene E. Valdez AKA The Loan Doctor I am working on a new book. I have selected the title but I don’t want to give it away because it is sort of my “intellectual property.” The mission statement of my book is to share information with today’s entrepreneur on …

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Are you compliant with the general data protection regulation?

By John W. Tulac The European Union’s General Data Protection Regulation (GDPR) took effect on May 24.  The GDPR is now a part of your business life, whether you realize it or not.  GDPR applies potentially to just about everyone. Unless you are strictly local in your business and approach …

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