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Connection between business models and obtaining commercial loans

By Eugene E. Valdez AKA The Loan Doctor I have written about business models in previous articles submitted to IE Business Daily. The reason is that well-crafted business models are so important in influencing bankers and lenders to loan money to small, privately owned businesses.  A well thought business model …

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Parish Morris, Profile in Success: From Vet to “Vetrepreneur”

By Eugene E. Valdez AKA The Loan Doctor Parish Morris is the owner and founder of a successful multi-million dollar business called Document Security Solutions (DSS) based in Perris, CA. Morris’ rise to prominence as an entrepreneur is an inspiring story and one that should be shared with our local …

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New Laws for 1099 Independent Contractors

By Tim Kolacz In the great land of opportunity, we always want more. We want to be better than yesterday. We want to go further, faster, higher (and an Olympian, I guess). Are we the best athlete, professor, insurance broker, coach of your kid’s AYSO soccer team? As business owners, …

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Entrepreneurs: A Fascinating Group of People!

By Eugene E. Valdez, AKA The Loan Doctor For more than 40 years I have been fascinated with the subject of entrepreneurship and entrepreneurs. I have lent money to them, interviewed them, written about them, consulted and coached them, and I have been one for over 15 years, (Still am!). …

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Applying for a business loan? What does bankable mean?

By Eugene E. Valdez, AKA The Loan Doctor All of my current banking & finance consultant clients were initially consulting prospects. They were brave souls who attempted to navigate the murky waters of the commercial banking industry on their own and out of frustration and bewilderment hired me. They failed …

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Commercial Banking Loans….Relationship or Numbers?

By Eugene E. Valdez AKA The Loan Doctor In many areas of our life such as  business and sports there is an almost fanatical obsession with using metrics, KPI’s, analytics and  spread sheets to issue proposals and  to evaluate and monitor individual and company performances. Numbers… Numbers…. Numbers…. Are we …

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