Business Advice

By Tim Kolacz Are you relevant? Of course you are. Maybe; could be; hey Tim, how about some context here? Am I relevant to someone in Moscow? Nope. Am I relevant to my client that I saw this morning? Geez, I sure hope so. How you answer this question may …

By Eugene E. Valdez  AKA The Loan Doctor If you are the CEO of a small privately owned company the affordable sources of finance available to you are limited as compared to a medium to large publicly owned company. General financing options include: (all range of interest rates) Commercial banking …

By Eugene E. Valdez AKA The Loan Doctor In my business career as a commercial banker and business finance consultant,  I have interacted , interviewed and  consulted with over a 1,000 entrepreneurs. Some business owners have been spectacularly successful, others were middle of the road and many ultimately closed their …

By Eugene E. Valdez AKA The Loan Doctor When commercial banks underwrite commercial loans they look at a myriad of factors including but not limited to: a CEO’s management ability, past and future industry trends, a CEO’s business model, the value proposition, sales and earnings trends, EBITDAS, strength of the …

By Eugene E. Valdez AKA The Loan Doctor I have written about business models in previous articles submitted to IE Business Daily. The reason is that well-crafted business models are so important in influencing bankers and lenders to loan money to small, privately owned businesses.  A well thought business model …

By Eugene E. Valdez AKA The Loan Doctor Parish Morris is the owner and founder of a successful multi-million dollar business called Document Security Solutions (DSS) based in Perris, CA. Morris’ rise to prominence as an entrepreneur is an inspiring story and one that should be shared with our local …