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Business Advice

Obtaining Financing and a CEO’s Wisdom Go Hand in Hand!

By Eugene E. Valdez AKA The Loan Doctor™ Bankers like to loan money to CEOs who have wisdom and intelligence. These two qualities are hallmarks of good executives and reduces a banker’s perceived risk in extending a loan to a business. In my opinion one of the ways CEO’s can …

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Two Ears, One Mouth

By Tim Kolacz Do you ever wish people would shut up so that you can start talking? You are hearing them talk and you are formulating your response to them and then you argue the same point that they just mentioned while you were thinking and not listening? You have, …

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Achieving Business Growth… It’s Not That Easy!

By Eugene E. Valdez AKA The Loan Doctor™ At least 90% of the CEO’s who hire me as their banking & financing consultant do so because they want to grow and they need bank capital to pull it off. Obtaining financing to achieve growth is one thing, executing and being …

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Bank Regulators/Banks: Factors Considered in the Approval of Business Loans

By Eugene E. Valdez AKA The Loan Doctor™ Many business experts believe that loosening credit to small businesses should be a top priority for banks and policymakers. In my opinion making credit accessible to sound businesses is crucial to our economy and so should be front and center among our …

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Peter Drucker and Willie McCovey

By Tim Kolacz Are you relevant? Of course you are. Maybe; could be; hey Tim, how about some context here? Am I relevant to someone in Moscow? Nope. Am I relevant to my client that I saw this morning? Geez, I sure hope so. How you answer this question may …

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Business Expansion Financing Strategy, Use Your Own Money!

By Eugene E. Valdez  AKA The Loan Doctor If you are the CEO of a small privately owned company the affordable sources of finance available to you are limited as compared to a medium to large publicly owned company. General financing options include: (all range of interest rates) Commercial banking …

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