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Cyber Melt Down

By Tim Kolacz In the land of insurance, typically about once a year, one of the main lines of business goes hog wild, nukes itself, and companies are not prepared for what happens. This past 24 months it has been Umbrella/Excess coverage that has gone batcrap crazy. Typical increases have …

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Does Your Portfolio Reflect Your Risk Tolerance?

By Phillip A. Naman When it comes to investing, many people associate risk with losing money. But investing entails different types of risk. Understanding each type — and the potential return associated with your retirement portfolio — can help you determine whether your investments are appropriate for your situation. Examining Risk …

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Whither China 2021?

By John Tulac No Longer Friend; Not Yet Foe What do you call someone who is not a friend, but not yet an enemy?  In sports, we might call that someone a competitor.  In diplomacy, we might call that someone a rival. Since the time of the Industrial Revolution, the …

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The Covid Workplace – Part Deux

By Tim Kolacz MANDATE, motivate, educate So, just like the movie Hot Shots, part two of the Covid Workplace adventure is just as interesting as the first. What you as a business owner are faced with, when you don’t want to mandate the vaccine, is how to motivate your workforce …

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