Business Advice

By Phillip A. Naman Your retirement plan may offer you several options for managing your retirement plan assets when you change jobs or retire. Understanding these choices will help you narrow down your choices. Following are the options that may be available to you. Note that these selections apply to …

By Phillip A. Naman A key goal of investing for retirement is making sure you save enough to make your money last throughout your lifetime. On this score, women may need to save more than men. The current life expectancy of a female at birth is roughly 81.1 years, compared …

By Phillip A. Naman According to the Identity Theft Resource Center, the annual number of records exposed rose 126% in 2018, even while the annual number of data breaches fell by 23%. The business sector experienced 46% of the data breaches in 2018, followed by the medical and health care …

By Tim Kolacz As the world works inside of the new walls surrounding us in the global pandemic that is Covid-19, we may think that we are safe from the crooks, cybercriminals, and other bad actors that normally plague our society. This is not true. They are out and even …

By Tim Kolacz In the world that our children currently live in, 100% connected with their phone no more than one inch away, unless it is totally dead and their charging cord is broken so they need to use the one on the junk table; the pressures of modern life …

By Eugene E. Valdez AKA the Loan Doctor™ One of the key tenets of my consulting business model is “one loan type does not fit all”. That is to say that you can’t use the same type of loan for all business purposes as each business is unique in terms …